Free Credit Reports

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Re: Free Credit Reports

Unread postby lovingfatherof2 » Fri Jun 30, 2017 1:30 pm

CK uses vantage 3.0 and FICO uses something different, they won't ever be the same number.

My FICO score is huge, highest score I have, yet I have never found a lender that uses FICO to determine anything, it's always TransUnion or Experian and they use their own system to determine your score. You have many credit scores out there and none will be the same.
the funniest thing about this particular signature is that by the time you realize it doesn't say anything it's to late to stop reading it
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Re: Free Credit Reports

Unread postby TeflonDad » Sat Jul 01, 2017 1:40 am

On credit vs debit: it's all about the liability.
Credit fraud means the bank's money got stolen.
Debit fraud means YOUR money got stolen.

Guess which one the bank gives a crap about helping you fix?
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