Outis wrote:If CS is going through the agency you're fine. While it shows up on your credit, it really isn't a ding, per se.
How'd you end up with the schedule you have now? Mediation?
They dinged my credit because of the way they calculated the amount of garnishment per paycheck. For example, if I owe CS in the amount of $300/mo or $3,600/yr and get paid every 2 weeks or 26x/yr, then the agency will divide the $3,600 by 26 which equals ~$139 garnished per paycheck. However, that only equates to $278/mo for 10 mos. of the year and $417/mo for the two months I receive 3 paychecks in those months. So if you don't add extra money into the agency account, then you end up short on your CS payment until the 3 paycheck months are collected.....and that's how my credit was dinged for late payments. This was all new to me and didn't know until I ran my credit.
Yes, judge adopted the mediation recommendations.